The case for getting rid of cable

Cable and internet are two monthly bills that most of us see as untouchable. But you can get by without either.?

By Trent Hamm,?Guest blogger / November 25, 2012

In this 2009 file photo, a Time Warner Cable truck is parked in New York. Hamm argues that cable television is far from a necessary expense ? and in certain cases, you can get by without Internet, too.

Mark Lenhihan/AP/File

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I?ve talked over the last few days about the value of reviewing monthly bills and subscription services. Today, I?m going to look at two bills that people often think of as ?untouchable,? but which essentially just boil down to expensive entertainment.

Skip to next paragraph Trent Hamm

The Simple Dollar is a blog for those of us who need both cents and sense: people fighting debt and bad spending habits while building a financially secure future and still affording a latte or two. Our busy lives are crazy enough without having to compare five hundred mutual funds ? we just want simple ways to manage our finances and save a little money.

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I?m looking at you, cable/satellite bill. I?m looking at you, too, internet bill.

Let?s look at each of these bills separately.

First,?a cable/satellite bill is purely for entertainment.?There?s essentially no information that you can get from your cable box that you couldn?t get elsewhere, and honestly, the vast majority of what it?s used for is entertainment.

The question is whether or not you could get equivalent entertainment (or information) from other sources. Is there anything you?re getting from your cable box that you couldn?t really get from your DVD player, a roof antenna, and a converter box ? and no longer have a monthly bill?

With just local television, you can get the necessary news and weather alerts and a wide diversity of programming (especially since, with the advent of digital television, you can get ten to twenty channels almost everywhere). With a DVD player, you have access to lots and lots of movies, especially in conjunction with a Redbox kiosk.

What about the internet bill? I?ll agree that?many people use the internet for work-related purposes, but it?s also used largely as a source of entertainment in the home.?Web browsing, movie watching, gaming ? they?re all forms of entertainment enabled by internet access.

Again, can you find these entertainments elsewhere? Would a digital converter box and an antenna on the roof suffice for television programming? Could you use other resources, such as a library, for your other internet needs?

For many people, these two bills add up to well over $100 per month. In some cases, the bill can touch $200 or $300 a month. That?s a pretty big impact on a person?s monthly finances.

It?s well worth considering an alternative plan, at least in the short term, so that you can get control of your finances again. Eliminate the internet or the cable box (or both) from your home for a while and breathe a sigh of relief at the reduced monthly bills.

For many people today, I?d suggest choosing the internet over the cable box if you?re choosing between the two. There is a lot of entertainment that can be found online ? often enough to replace the regular programming given to you by cable or satellite services.

Looking for another way to cut back on monthly entertainment bills? Consider cutting back on your mobile data plan. How often do you really use it for useful things that aren?t purely for entertainment?

The goal isn?t to live a spartan lifestyle. The goal is to stop paying for stuff you don?t use ? or things that you can already get through another service ? and put that money to better use in your life.

This post is part of a yearlong series called ?365 Ways to Live Cheap (Revisited),? in which I?m revisiting the entries from my book ?365 Ways to Live Cheap,? which is available?at Amazon?and at bookstores everywhere.?

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